Wednesday, December 11, 2019
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Credit Card
One of the more common questions I am asked by clients during the discussion of their debt situation is “Should we be using credit cards?”. If you have ever watched any of the personal finance shows on TV, you would hear Dave Ramsey, Suze Orman and others typically dismiss all credit cards as bad debt and never to be used....
Saving Tips
If you pay attention to a lot of personal finance advice, one of the first pieces of advice that you get is to start a budget and start cutting major expenses. As a financial planner, we would rather focus on increasing your income and focusing on saving, rather than try to control and cut the costs. The reality is, most people...
Turkish Fighter Jet TF-X
Turkey is one of the early backers of the fifth-generation American fighter jet program. But the U-turn in USA policy towards Turkey, a key member of NATO, is forcing this strategic partner to speed up the development of its own fifth-generation fighter jet. Just for the reference for the difficulty of this enormous task, only USA and China currently can...
Magazines
Dear Readers, We are happy to announce the launch of Elix Magazine! With your support, we have the ambition to become America's most popular print and digital gloss magazine! And here are few reasons for you to be with us in this challenging and exciting journey! Reason 1. We are Different At the time when most magazines go niche, our niche is covering broad...
Financial Situation
It starts with that uneasy feeling in the back of your mind that not everything is perfect. Then, you start feeling uneasy or anxious any time you see that bank statement, credit card statement, or your latest 401k or investment account update. In almost every situation, people will typically wait too long in order to take action, and by the...
Investment Savings - 401K Plan
For most people, their 401k plan will represent their second largest asset after their home, and, most certainly, their largest retirement savings tool.   Unfortunately, those very same people will likely spend more time planning their vacations or researching their next vehicle purchase, than they will planning for their retirement and managing their investments. Here Are 5.5 Mistakes People Will...
Honey Bee is about to pollinate flowers
Gardens need bugs! Insects are needed to pollinate plants and make the garden blossom. Without butterflies, bees, and bugs, plants will not produce fruit and the garden will be sad and unproductive. While many beneficial insects will show up on their own, it is worthwhile to create a haven for them and draw them in. Give Shelter Like all creatures of...
Until Debt Tear us Apart
Being an everyday American right now comes with its challenges and here are some harrowing things to ponder on. For those Americans in employment, close on 80% report living from pay-check to pay-check.  Further, roughly 50% of Americans have savings of less than $1,000.00.  And to add to this frown-forming set of worries, 13% of Americans, that’s around 43 million...
Race car - Formula 1 - Pit stop
You slip inside your car, start the engine, adjust your mirrors, and you’re off. You probably never stopped to think that each of those steps you follow routinely without much thought was inspired by racing car designs. Why not? Race car drivers are literally putting their lives in the trust of engineering. If their car is well engineered, the chance...
Vegetables Tomatoes Herbs from Own Garden
Don't be discouraged if you don't have space for a large garden. There are a wide variety of herbs and vegetables that can grow in containers and in small spaces. If you have a windowsill that faces south, that is an excellent place to put a few plants. Or if there is deck space or even some room on the...